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A record number of 1,530,078 bankruptcies were filed in 2010, an increase of about 9 percent from 2009 and experts expect the numbers to increase even more this year, according to a press release from New Horizon Credit Counseling Services. If you think you may be among these statics for 2011, make sure you’re aware of all of the effects of declaring bankruptcy.
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According to James Hansen, the director of NASA’s Goddard Institute for Space Studies (GISS), 2010 may not wind up being the hottest year in the modern temperature record after all. In an analysis.
This is what the debtor gets from bankruptcy. Their slate is wiped clean of debts if they do everthing they are supposed to do: attend 341 a, take pre and post filing classes, no objections. End result is that creditors cannot collect any debts that were discharged.
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Commentary and archival information about personal bankruptcy from The New York Times. News about personal bankruptcies. NYTimes.com no longer supports Internet Explorer 9 or earlier.
Married individuals are making up an increasing portion of bankruptcies – more than 64 percent in 2010. That number includes married couples filing jointly. In addition, 17 percent of debtors are single, 15 percent are divorced and 3 percent are widowed.
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Bankruptcy records remain for a minimum of 7 years, a maximum of 10 years but the older they get, the less impact they’ll have. For more about how long bankruptcies are reported in your credit.
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In 2018, the state of Alabama had a personal bankruptcy filing rate of 542.8 per 100,000 inhabitants, the highest in the nation. Show more Personal bankruptcy rate in the United States as of June.
Consumers must pass a means test to file CH.7 Bankruptcy which discharges all debts Ensure the consumer is not abusing the bankruptcy privilege by attempting to avoid paying debts they can’t afford to pay Consumer who fails means test must file Ch.13