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It is not unheard of to not get a pre-approval the first time you try. For that reason, it is very important to make your mortgage pre-approval your FIRST step in the home purchase process. What you do not want to do is get your heart set in a specific home, and then have to go through the mortgage pre-approval process.
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When and why should you have a pre-approval for a mortgage? Below is a detailed explanation not only on when you should obtain a mortgage pre-approval but also many reasons why it’s extremely important to have one in hand before buying a home. Pre-Approval Versus Pre-Qualification
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